How will “defined contribution” affect you and your clients? Certainly, it will affect the options you present to your clients: employer-sponsored vs. exchange vs. benefits allowance – or a combination. Regardless of the strategy each of your clients takes, the inevitable outcome is that the employees will control decisions… and dollars.

Are YOUR client's employees prepared for all of this new responsibility? They need guidance on how to spend their money to ensure they make the best decisions for their financial wellness. HR will seek out advisors who can offer that guidance. How well you “engage” employees can affect your revenues positively or negatively.

There is a lot to consider, which is why NCEBC has assembled a panel of experts to explore strategy, communications and technology in this next phase of employee benefits. Our panelists --each of who has developed a business  around new tools for emerging needs-- will discuss what  matters as your role shifts from "consulting to the employers'  decisionmaker" to "consulting to client's employees on benefit  selection and consumerism."

NCEBC also wishes to thank KAISER PERMANENTE  for their generous sponsorship of this event. 

  **Defined contributions will only make this more so; If you don't believe us, see your own 401(k) and how your own education about retirement planning dictates if you'll be able to retire.